Just because you can qualify for a business credit card doesn’t mean you should get your business into debt. Use your budget to plan out your business finances and if you do use a credit card for your business activities, plan to pay off your balance in full each month. Business credit cards come with great benefits, if paid off in full, but if you hold a revolving balance then all of those benefits fall to the side because of the interest payments you'll be accruing. Just like with personal credit cards, business credit cards prey on those who fall into debt. Paying 24% on a $15,000 revolving balance is not worth one round trip ticket anywhere. Use cards responsibly, and always spend what you can afford to pay off by the end of the month.